How to Open a Chime Bank Account?

Users who want to create an account on the Chime platform are welcome on this page. To create a Chime bank account hassle-free is a task of fewer than two minutes. Here are the steps you need to follow to open a Chime bank account:

Step 1: To apply for a Chime Spending Account

If you want to apply for a Chime Spending account, below-given are the requirements you need to have at the time of creating the account which is as follows:

  1. You must enter your first and last name.
  2. You must have your Social Security number (SSN)
  3. Make sure to enter email and a password.

Step 2: Download the Chime app

Chime platform provides an online bank account and a mobile banking app. Users can download the application free of cost from the Google Play Store or Apple App Store. Chime account enables you to open a Spending account as well as a Savings account. A chime spending account is used to deposit your money, manage all your transactions, and view your balance.

Chime Spending Account provides a free Visa debit card. Whenever you are in doubt, you can always call on the Chime support number which is functional. Whenever you are in trouble, just connect with the team and resolve all your queries in a quick time.

Step 3: Set up your direct deposit with Chime

Users can easily create a direct deposit by enabling the employer with Chime routing and account numbers, on their direct deposit form.

Users can look for the information in the app under Settings and the Move Money section. If they want to switch their bank accounts and initiate with Chime, they can make a transfer from their old checking account to the new Chime Spending Account.

Manage your money with Chime’s online bank account, all from your phone

Users who have deposited money in their Chime Spending Account, they are ready to start saving money in the account. Users can start doing activities such as using a card, manage the transactions, view balance, and be on the top of money with alerts.

What are the benefits of banking through Chime?

Go through the below-given points which are served by Chime to its users:

  1. There are no hidden fees and users don’t have to pay any monthly maintenance.
  2. There are no foreign transaction fees.
  3. Users can have access to 38,000 and also, fee-free MoneyPass and Visa Plus Alliance ATMs.

Using Chime online bank account, users can save money on fees and can easily manage their money. Users will be able to save more without any worry. It’s true that opening a bank account on a Chime account is not a hard process.

You have to follow the aforementioned steps and your chime online bank account is ready. To deal with all Chime technical issues, you can always talk to the team experts who are there to assist you. You can always call on Chime helpline number and get connected with the team which is always functional to assist you anytime.

Originally published at on September 25, 2020.

Expert of Financial Service.